Call reports 2016
COWBOY STATE BANK — 2016
What COWBOY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,198,000 | 44,109,000 | 46,207,000 | 46,746,000 |
| Total loans | 27,726,000 | 28,917,000 | 28,870,000 | 29,082,000 |
| Allowance for loan losses | 531,000 | 532,000 | 503,000 | 503,000 |
| Securities available for sale | 9,081,000 | 9,622,000 | 9,440,000 | 9,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,500,000 | 37,135,000 | 39,267,000 | 39,817,000 |
| Interest-bearing deposits | 30,536,000 | 30,234,000 | 30,432,000 | 32,187,000 |
| Noninterest-bearing deposits | 6,965,000 | 6,901,000 | 8,835,000 | 7,630,000 |
| Equity capital | 4,137,000 | 4,306,000 | 4,390,000 | 4,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,093,000 | 1,618,000 | 2,143,000 |
| Interest expense | 38,000 | 77,000 | 114,000 | 153,000 |
| Net interest income | 468,000 | 1,016,000 | 1,504,000 | 1,990,000 |
| Noninterest income | 167,000 | 243,000 | 263,000 | 284,000 |
| Noninterest expense | 434,000 | 947,000 | 1,404,000 | 1,912,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 201,000 | 312,000 | 362,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 312,000 | 362,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,111,000 | 4,248,000 | 4,299,000 | 4,247,000 |
| Total capital | 4,540,000 | 4,687,000 | 4,753,000 | 4,707,000 |
| Risk-weighted assets | 34,296,000 | 35,014,000 | 36,151,000 | 36,776,000 |