Call reports 2015
COWBOY STATE BANK — 2015
What COWBOY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,524,000 | 42,401,000 | 41,492,000 | 44,232,000 |
| Total loans | 23,969,000 | 26,234,000 | 26,837,000 | 27,186,000 |
| Allowance for loan losses | 525,000 | 525,000 | 527,000 | 530,000 |
| Securities available for sale | 8,107,000 | 8,490,000 | 8,962,000 | 9,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,651,000 | 38,493,000 | 37,001,000 | 38,714,000 |
| Interest-bearing deposits | 31,617,000 | 31,673,000 | 30,224,000 | 30,659,000 |
| Noninterest-bearing deposits | 7,035,000 | 6,820,000 | 6,777,000 | 8,055,000 |
| Equity capital | 3,802,000 | 3,833,000 | 3,910,000 | 3,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 885,000 | 1,370,000 | 1,869,000 |
| Interest expense | 42,000 | 84,000 | 126,000 | 168,000 |
| Net interest income | 380,000 | 801,000 | 1,244,000 | 1,701,000 |
| Noninterest income | 39,000 | 74,000 | 139,000 | 168,000 |
| Noninterest expense | 426,000 | 840,000 | 1,260,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 35,000 | 123,000 | 199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | 35,000 | 123,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,768,000 | 3,788,000 | 3,874,000 | 3,911,000 |
| Total capital | 4,107,000 | 4,123,000 | 4,226,000 | 4,290,000 |
| Risk-weighted assets | 26,968,000 | 26,567,000 | 28,040,000 | 30,132,000 |