Call reports 2014
COWBOY STATE BANK — 2014
What COWBOY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,228,000 | 41,751,000 | 41,894,000 | 42,066,000 |
| Total loans | 25,300,000 | 25,556,000 | 25,289,000 | 23,964,000 |
| Allowance for loan losses | 420,000 | 449,000 | 493,000 | 521,000 |
| Securities available for sale | 7,572,000 | 7,681,000 | 8,180,000 | 8,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,363,000 | 37,836,000 | 37,934,000 | 38,267,000 |
| Interest-bearing deposits | 31,723,000 | 31,815,000 | 31,083,000 | 31,950,000 |
| Noninterest-bearing deposits | 5,640,000 | 6,021,000 | 6,851,000 | 6,317,000 |
| Equity capital | 3,812,000 | 3,862,000 | 3,891,000 | 3,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 895,000 | 1,357,000 | 1,826,000 |
| Interest expense | 47,000 | 92,000 | 137,000 | 181,000 |
| Net interest income | 397,000 | 803,000 | 1,220,000 | 1,645,000 |
| Noninterest income | -6,000 | 4,000 | 94,000 | 98,000 |
| Noninterest expense | 407,000 | 839,000 | 1,307,000 | 1,750,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | -52,000 | -68,000 | -29,000 | -43,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -52,000 | -68,000 | -29,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,807,000 | 3,806,000 | 3,832,000 | 3,839,000 |
| Total capital | 4,125,000 | 4,121,000 | 4,161,000 | 4,156,000 |
| Risk-weighted assets | 25,361,000 | 25,047,000 | 26,103,000 | 25,095,000 |