Call reports 2013
COWBOY STATE BANK — 2013
What COWBOY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,800,000 | 40,754,000 | 41,985,000 | 41,338,000 |
| Total loans | 25,329,000 | 26,462,000 | 28,009,000 | 26,083,000 |
| Allowance for loan losses | 488,000 | 556,000 | 559,000 | 493,000 |
| Securities available for sale | 8,857,000 | 8,156,000 | 8,152,000 | 7,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,948,000 | 36,917,000 | 38,166,000 | 37,560,000 |
| Interest-bearing deposits | 32,111,000 | 31,675,000 | 31,615,000 | 32,098,000 |
| Noninterest-bearing deposits | 4,836,000 | 5,242,000 | 6,551,000 | 5,462,000 |
| Equity capital | 3,796,000 | 3,686,000 | 3,716,000 | 3,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 898,000 | 1,396,000 | 1,876,000 |
| Interest expense | 61,000 | 118,000 | 205,000 | 226,000 |
| Net interest income | 391,000 | 780,000 | 1,191,000 | 1,650,000 |
| Noninterest income | 30,000 | 58,000 | 95,000 | 113,000 |
| Noninterest expense | 387,000 | 775,000 | 1,158,000 | 1,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 34,000 | 65,000 | 130,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 65,000 | 130,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,713,000 | 3,686,000 | 3,726,000 | 3,768,000 |
| Total capital | 4,035,000 | 4,018,000 | 4,075,000 | 4,091,000 |
| Risk-weighted assets | 25,655,000 | 26,322,000 | 27,724,000 | 26,341,000 |