Call reports 2012
COWBOY STATE BANK — 2012
What COWBOY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,495,000 | 40,267,000 | 41,024,000 | 41,148,000 |
| Total loans | 27,055,000 | 27,292,000 | 26,080,000 | 26,032,000 |
| Allowance for loan losses | 680,000 | 674,000 | 676,000 | 500,000 |
| Securities available for sale | 3,926,000 | 4,336,000 | 4,330,000 | 7,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,534,000 | 36,263,000 | 36,980,000 | 37,302,000 |
| Interest-bearing deposits | 31,662,000 | 30,803,000 | 31,526,000 | 32,177,000 |
| Noninterest-bearing deposits | 4,872,000 | 5,460,000 | 5,454,000 | 5,125,000 |
| Equity capital | 3,898,000 | 3,942,000 | 3,968,000 | 3,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 929,000 | 1,392,000 | 1,844,000 |
| Interest expense | 74,000 | 144,000 | 211,000 | 277,000 |
| Net interest income | 377,000 | 785,000 | 1,181,000 | 1,567,000 |
| Noninterest income | 27,000 | 79,000 | 106,000 | 71,000 |
| Noninterest expense | 433,000 | 873,000 | 1,270,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 160,000 |
| Pretax income | -29,000 | -9,000 | 17,000 | -153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -29,000 | -9,000 | 17,000 | -153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,830,000 | 3,851,000 | 3,876,000 | 3,691,000 |
| Total capital | 4,185,000 | 4,190,000 | 4,206,000 | 4,027,000 |
| Risk-weighted assets | 28,103,000 | 26,820,000 | 26,036,000 | 25,942,000 |