Call reports 2011
COWBOY STATE BANK — 2011
What COWBOY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,189,000 | 40,051,000 | 39,950,000 | 40,916,000 |
| Total loans | 31,207,000 | 31,235,000 | 29,375,000 | 26,464,000 |
| Allowance for loan losses | 789,000 | 654,000 | 673,000 | 665,000 |
| Securities available for sale | 5,062,000 | 3,560,000 | 3,495,000 | 3,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,078,000 | 35,304,000 | 36,044,000 | 36,940,000 |
| Interest-bearing deposits | 31,545,000 | 30,429,000 | 30,687,000 | 31,880,000 |
| Noninterest-bearing deposits | 4,533,000 | 4,875,000 | 5,357,000 | 5,060,000 |
| Equity capital | 3,550,000 | 3,694,000 | 3,803,000 | 3,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,049,000 | 1,591,000 | 2,215,000 |
| Interest expense | 99,000 | 186,000 | 266,000 | 344,000 |
| Net interest income | 426,000 | 863,000 | 1,325,000 | 1,871,000 |
| Noninterest income | 45,000 | 94,000 | 144,000 | 169,000 |
| Noninterest expense | 432,000 | 894,000 | 1,330,000 | 1,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 63,000 | 139,000 | 268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 63,000 | 139,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,566,000 | 3,655,000 | 3,731,000 | 3,860,000 |
| Total capital | 3,961,000 | 4,053,000 | 4,110,000 | 4,204,000 |
| Risk-weighted assets | 31,202,000 | 31,655,000 | 30,001,000 | 27,191,000 |