Call reports 2010
COWBOY STATE BANK — 2010
What COWBOY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,284,000 | 42,962,000 | 41,175,000 | 43,626,000 |
| Total loans | 29,580,000 | 31,959,000 | 31,222,000 | 30,461,000 |
| Allowance for loan losses | 613,000 | 734,000 | 734,000 | 736,000 |
| Securities available for sale | 7,151,000 | 5,088,000 | 5,228,000 | 5,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,674,000 | 39,047,000 | 37,297,000 | 39,991,000 |
| Interest-bearing deposits | 34,789,000 | 33,452,000 | 32,247,000 | 35,189,000 |
| Noninterest-bearing deposits | 3,885,000 | 5,595,000 | 5,050,000 | 4,802,000 |
| Equity capital | 3,969,000 | 3,793,000 | 3,754,000 | 3,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,069,000 | 1,616,000 | 2,177,000 |
| Interest expense | 162,000 | 302,000 | 433,000 | 555,000 |
| Net interest income | 356,000 | 767,000 | 1,183,000 | 1,622,000 |
| Noninterest income | 51,000 | -22,000 | 11,000 | 44,000 |
| Noninterest expense | 448,000 | 904,000 | 1,383,000 | 2,041,000 |
| Provision for loan losses | 15,000 | 134,000 | 134,000 | 134,000 |
| Pretax income | -56,000 | -291,000 | -321,000 | -507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | -291,000 | -321,000 | -507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,758,000 | 3,522,000 | 3,493,000 | 3,527,000 |
| Total capital | 4,141,000 | 3,927,000 | 3,888,000 | 3,924,000 |
| Risk-weighted assets | 30,517,000 | 32,037,000 | 31,288,000 | 31,394,000 |