Call reports 2009
COWBOY STATE BANK — 2009
What COWBOY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,914,000 | 37,742,000 | 42,371,000 | 45,026,000 |
| Total loans | 30,648,000 | 30,691,000 | 28,619,000 | 28,415,000 |
| Allowance for loan losses | 503,000 | 396,000 | 513,000 | 619,000 |
| Securities available for sale | 2,811,000 | 2,729,000 | 3,939,000 | 6,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,022,000 | 31,451,000 | 38,433,000 | 40,911,000 |
| Interest-bearing deposits | 28,662,000 | 26,850,000 | 33,115,000 | 36,622,000 |
| Noninterest-bearing deposits | 4,360,000 | 4,601,000 | 5,318,000 | 4,289,000 |
| Equity capital | 4,073,000 | 4,078,000 | 3,810,000 | 3,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,140,000 | 1,669,000 | 2,203,000 |
| Interest expense | 137,000 | 267,000 | 417,000 | 601,000 |
| Net interest income | 442,000 | 873,000 | 1,252,000 | 1,602,000 |
| Noninterest income | 37,000 | 82,000 | 135,000 | 177,000 |
| Noninterest expense | 441,000 | 907,000 | 1,377,000 | 1,867,000 |
| Provision for loan losses | 13,000 | 33,000 | 254,000 | 387,000 |
| Pretax income | 25,000 | 15,000 | -209,000 | -461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 15,000 | -209,000 | -461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,800,000 | 3,790,000 | 3,562,000 | 3,805,000 |
| Total capital | 4,196,000 | 4,186,000 | 3,965,000 | 4,207,000 |
| Risk-weighted assets | 31,568,000 | 31,817,000 | 32,107,000 | 32,162,000 |