Call reports 2018
RABOBANK, NATIONAL ASSOCIATION — 2018
What RABOBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,558,896,000 | 13,511,103,000 | 13,494,679,000 | 13,870,067,000 |
| Total loans | 9,790,194,000 | 9,907,311,000 | 10,013,884,000 | 10,396,165,000 |
| Allowance for loan losses | 134,337,000 | 131,724,000 | 131,221,000 | 134,248,000 |
| Securities available for sale | 2,534,960,000 | 2,452,594,000 | 2,396,771,000 | 2,353,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 87,856,000 | 99,590,000 | 108,464,000 | 82,727,000 |
| Total deposits | 10,024,442,000 | 9,974,682,000 | 9,933,488,000 | 10,438,026,000 |
| Interest-bearing deposits | 6,261,725,000 | 6,250,384,000 | 6,255,591,000 | 6,407,591,000 |
| Noninterest-bearing deposits | 3,762,717,000 | 3,724,298,000 | 3,677,897,000 | 4,030,435,000 |
| Equity capital | 1,516,163,000 | 1,541,575,000 | 1,572,908,000 | 1,625,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 125,433,000 | 252,312,000 | 382,443,000 | 517,133,000 |
| Interest expense | 16,832,000 | 37,395,000 | 59,704,000 | 84,995,000 |
| Net interest income | 108,601,000 | 214,917,000 | 322,739,000 | 432,138,000 |
| Noninterest income | 13,663,000 | 28,745,000 | 42,323,000 | 57,820,000 |
| Noninterest expense | 71,762,000 | 144,988,000 | 216,457,000 | 295,446,000 |
| Provision for loan losses | -11,591,000 | -8,154,000 | -8,323,000 | -5,245,000 |
| Pretax income | 62,093,000 | 106,822,000 | 156,922,000 | 198,815,000 |
| Income tax | 18,100,000 | 31,065,000 | 42,458,000 | 53,771,000 |
| Net income | 43,993,000 | 75,757,000 | 114,464,000 | 145,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,282,695,000 | 1,314,383,000 | 1,353,240,000 | 1,383,866,000 |
| Total capital | 1,417,030,000 | 1,450,334,000 | 1,490,638,000 | 1,525,770,000 |
| Risk-weighted assets | 10,739,101,000 | 10,871,465,000 | 10,989,555,000 | 11,351,885,000 |