Call reports 2017
RABOBANK, NATIONAL ASSOCIATION — 2017
What RABOBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 13,848,000,000 | 13,660,000,000 | 13,503,000,000 | 13,889,000,000 |
| Total loans | 9,937,000,000 | 9,744,000,000 | 9,722,000,000 | 10,140,000,000 |
| Allowance for loan losses | 141,000,000 | 133,000,000 | 135,000,000 | 140,000,000 |
| Securities available for sale | 2,634,000,000 | 2,627,000,000 | 2,623,000,000 | 2,587,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 81,000,000 | 83,000,000 | 79,000,000 | 77,000,000 |
| Total deposits | 10,456,000,000 | 10,381,000,000 | 10,183,000,000 | 10,520,000,000 |
| Interest-bearing deposits | 6,906,000,000 | 6,753,000,000 | 6,502,000,000 | 6,410,000,000 |
| Noninterest-bearing deposits | 3,550,000,000 | 3,628,000,000 | 3,681,000,000 | 4,110,000,000 |
| Equity capital | 1,835,000,000 | 1,860,000,000 | 1,890,000,000 | 1,492,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 108,000,000 | 213,000,000 | 326,000,000 | 440,000,000 |
| Interest expense | 13,000,000 | 25,000,000 | 37,000,000 | 51,000,000 |
| Net interest income | 95,000,000 | 188,000,000 | 289,000,000 | 389,000,000 |
| Noninterest income | 18,000,000 | 33,000,000 | 47,000,000 | 61,000,000 |
| Noninterest expense | 80,000,000 | 153,000,000 | 222,000,000 | 669,000,000 |
| Provision for loan losses | -5,000,000 | -8,000,000 | -8,000,000 | -1,000,000 |
| Pretax income | 38,000,000 | 77,000,000 | 123,000,000 | -219,000,000 |
| Income tax | 13,000,000 | 29,000,000 | 46,000,000 | 93,000,000 |
| Net income | 25,000,000 | 48,000,000 | 77,000,000 | -312,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,571,000,000 | 1,594,000,000 | 1,623,000,000 | 1,233,000,000 |
| Total capital | 1,706,000,000 | 1,728,000,000 | 1,756,000,000 | 1,371,000,000 |
| Risk-weighted assets | 10,816,300,000 | 10,714,150,000 | 10,668,900,000 | 11,016,640,000 |