Call reports 2013
RABOBANK, NATIONAL ASSOCIATION — 2013
What RABOBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 13,610,000,000 | 13,698,000,000 | 13,806,000,000 | 14,264,000,000 |
| Total loans | 8,581,000,000 | 9,252,000,000 | 9,411,000,000 | 9,783,000,000 |
| Allowance for loan losses | 117,000,000 | 123,000,000 | 121,000,000 | 128,000,000 |
| Securities available for sale | 2,897,000,000 | 2,770,000,000 | 2,717,000,000 | 2,785,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 77,000,000 | 67,000,000 | 69,000,000 | 77,000,000 |
| Total deposits | 10,161,000,000 | 10,206,000,000 | 10,314,000,000 | 10,737,000,000 |
| Interest-bearing deposits | 5,467,000,000 | 5,538,000,000 | 5,459,000,000 | 7,218,000,000 |
| Noninterest-bearing deposits | 4,694,000,000 | 4,668,000,000 | 4,855,000,000 | 3,519,000,000 |
| Equity capital | 2,255,000,000 | 2,237,000,000 | 2,251,000,000 | 2,256,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 106,000,000 | 219,000,000 | 332,000,000 | 451,000,000 |
| Interest expense | 19,000,000 | 40,000,000 | 60,000,000 | 81,000,000 |
| Net interest income | 87,000,000 | 179,000,000 | 272,000,000 | 370,000,000 |
| Noninterest income | 11,000,000 | 18,000,000 | 24,000,000 | 30,000,000 |
| Noninterest expense | 78,000,000 | 151,000,000 | 219,000,000 | 294,000,000 |
| Provision for loan losses | -3,000,000 | 9,000,000 | 8,000,000 | 19,000,000 |
| Pretax income | 23,000,000 | 37,000,000 | 70,000,000 | 88,000,000 |
| Income tax | 9,000,000 | 14,000,000 | 28,000,000 | 32,000,000 |
| Net income | 14,000,000 | 23,000,000 | 42,000,000 | 56,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,312,000,000 | 1,323,000,000 | 1,343,000,000 | 1,359,000,000 |
| Total capital | 1,430,000,000 | 1,448,000,000 | 1,469,000,000 | 1,490,000,000 |
| Risk-weighted assets | 9,480,200,000 | 10,058,500,000 | 10,118,600,000 | 10,476,200,000 |