Call reports 2025
NEWBANK — 2025
What NEWBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 620,890,000 | 633,266,000 | 636,375,000 | 637,134,000 |
| Total loans | 388,684,000 | 410,632,000 | 420,805,000 | 428,624,000 |
| Allowance for loan losses | 5,257,000 | 5,266,000 | 5,181,000 | 6,227,000 |
| Securities available for sale | 0 | 0 | 19,552,000 | 48,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,466,000 | 532,506,000 | 532,909,000 | 533,437,000 |
| Interest-bearing deposits | 399,994,000 | 398,053,000 | 396,231,000 | 396,268,000 |
| Noninterest-bearing deposits | 125,472,000 | 134,453,000 | 136,678,000 | 137,169,000 |
| Equity capital | 83,243,000 | 85,755,000 | 88,261,000 | 89,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,844,000 | 21,666,000 | 32,907,000 | 43,314,000 |
| Interest expense | 4,391,000 | 8,513,000 | 12,670,000 | 16,593,000 |
| Net interest income | 6,453,000 | 13,153,000 | 20,237,000 | 26,721,000 |
| Noninterest income | 894,000 | 1,673,000 | 2,452,000 | 3,274,000 |
| Noninterest expense | 4,252,000 | 8,418,000 | 12,654,000 | 16,984,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 1,500,000 |
| Pretax income | 2,695,000 | 6,008,000 | 9,635,000 | 11,511,000 |
| Income tax | 918,000 | 1,718,000 | 2,788,000 | 3,120,000 |
| Net income | 1,777,000 | 4,290,000 | 6,847,000 | 8,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,828,000 | 85,340,000 | 87,920,000 | 89,443,000 |