Call reports 2022
NEWBANK — 2022
What NEWBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 563,452,000 | 563,960,000 | 555,483,000 | 587,688,000 |
| Total loans | 314,609,000 | 311,736,000 | 317,465,000 | 330,251,000 |
| Allowance for loan losses | 3,393,000 | 3,100,000 | 3,149,000 | 3,171,000 |
| Securities available for sale | 8,000 | 6,000 | 4,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,704,000 | 497,015,000 | 484,413,000 | 511,300,000 |
| Interest-bearing deposits | 277,193,000 | 274,978,000 | 281,364,000 | 327,010,000 |
| Noninterest-bearing deposits | 215,511,000 | 222,037,000 | 203,049,000 | 184,290,000 |
| Equity capital | 58,782,000 | 61,377,000 | 64,084,000 | 66,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,090,000 | 9,044,000 | 15,918,000 | 24,710,000 |
| Interest expense | 459,000 | 1,031,000 | 2,135,000 | 4,435,000 |
| Net interest income | 3,631,000 | 8,013,000 | 13,783,000 | 20,275,000 |
| Noninterest income | 1,707,000 | 3,878,000 | 5,628,000 | 6,897,000 |
| Noninterest expense | 2,894,000 | 5,851,000 | 9,414,000 | 13,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,444,000 | 6,040,000 | 9,997,000 | 13,532,000 |
| Income tax | 190,000 | 1,190,000 | 2,440,000 | 3,989,000 |
| Net income | 2,254,000 | 4,850,000 | 7,557,000 | 9,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,367,000 | 60,962,000 | 63,669,000 | 65,654,000 |