Call reports 2021
NEWBANK — 2021
What NEWBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 471,722,000 | 553,278,000 | 553,555,000 | 548,004,000 |
| Total loans | 330,458,000 | 317,013,000 | 308,696,000 | 305,983,000 |
| Allowance for loan losses | 3,962,000 | 4,435,000 | 4,365,000 | 3,855,000 |
| Securities available for sale | 34,000 | 24,000 | 21,000 | 17,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,384,000 | 484,110,000 | 481,433,000 | 479,753,000 |
| Interest-bearing deposits | 252,316,000 | 268,989,000 | 275,192,000 | 272,595,000 |
| Noninterest-bearing deposits | 154,068,000 | 215,121,000 | 206,241,000 | 207,158,000 |
| Equity capital | 52,717,000 | 56,108,000 | 58,607,000 | 60,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,090,000 | 8,229,000 | 12,388,000 | 16,616,000 |
| Interest expense | 648,000 | 1,174,000 | 1,682,000 | 2,152,000 |
| Net interest income | 3,442,000 | 7,055,000 | 10,706,000 | 14,464,000 |
| Noninterest income | 2,169,000 | 6,114,000 | 8,551,000 | 11,773,000 |
| Noninterest expense | 2,947,000 | 6,013,000 | 8,902,000 | 13,073,000 |
| Provision for loan losses | 300,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 2,364,000 | 6,656,000 | 9,855,000 | 12,664,000 |
| Income tax | 500,000 | 1,400,000 | 2,100,000 | 3,390,000 |
| Net income | 1,864,000 | 5,256,000 | 7,755,000 | 9,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,302,000 | 55,692,000 | 58,192,000 | 59,712,000 |