Call reports 2019
NEWBANK — 2019
What NEWBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 429,468,000 | 425,077,000 | 447,929,000 | 451,432,000 |
| Total loans | 267,525,000 | 273,746,000 | 264,476,000 | 244,981,000 |
| Allowance for loan losses | 3,011,000 | 3,061,000 | 3,727,000 | 3,799,000 |
| Securities available for sale | 1,055,000 | 1,054,000 | 1,052,000 | 48,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,445,000 | 367,321,000 | 387,646,000 | 389,327,000 |
| Interest-bearing deposits | 291,285,000 | 286,992,000 | 304,824,000 | 294,499,000 |
| Noninterest-bearing deposits | 79,160,000 | 80,329,000 | 82,822,000 | 94,828,000 |
| Equity capital | 47,629,000 | 47,929,000 | 49,777,000 | 49,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,506,000 | 11,282,000 | 17,278,000 | 22,541,000 |
| Interest expense | 1,806,000 | 3,656,000 | 5,580,000 | 7,401,000 |
| Net interest income | 3,700,000 | 7,626,000 | 11,698,000 | 15,140,000 |
| Noninterest income | 1,472,000 | 2,734,000 | 4,394,000 | 6,212,000 |
| Noninterest expense | 2,438,000 | 5,140,000 | 7,995,000 | 11,293,000 |
| Provision for loan losses | 1,066,000 | 3,052,000 | 3,862,000 | 5,442,000 |
| Pretax income | 1,668,000 | 2,168,000 | 4,235,000 | 4,617,000 |
| Income tax | 306,000 | 506,000 | 726,000 | 1,062,000 |
| Net income | 1,362,000 | 1,662,000 | 3,509,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,214,000 | 47,512,000 | 49,360,000 | 49,404,000 |
| Total capital | 50,282,000 | 50,630,000 | 52,787,000 | 52,610,000 |
| Risk-weighted assets | 275,094,000 | 280,419,000 | 273,834,000 | 255,816,000 |