Call reports 2018
NEWBANK — 2018
What NEWBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 344,320,000 | 347,739,000 | 375,125,000 | 418,525,000 |
| Total loans | 224,751,000 | 232,760,000 | 240,554,000 | 251,075,000 |
| Allowance for loan losses | 2,674,000 | 3,084,000 | 2,560,000 | 2,864,000 |
| Securities available for sale | 1,049,000 | 1,044,000 | 1,041,000 | 1,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,070,000 | 294,733,000 | 320,775,000 | 361,439,000 |
| Interest-bearing deposits | 204,787,000 | 215,884,000 | 241,538,000 | 273,099,000 |
| Noninterest-bearing deposits | 87,283,000 | 78,849,000 | 79,238,000 | 88,340,000 |
| Equity capital | 45,259,000 | 45,648,000 | 46,653,000 | 47,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,220,000 | 8,626,000 | 13,363,000 | 18,548,000 |
| Interest expense | 863,000 | 1,880,000 | 3,159,000 | 4,721,000 |
| Net interest income | 3,357,000 | 6,746,000 | 10,204,000 | 13,827,000 |
| Noninterest income | 2,083,000 | 4,230,000 | 6,004,000 | 8,032,000 |
| Noninterest expense | 2,675,000 | 5,210,000 | 8,228,000 | 11,640,000 |
| Provision for loan losses | 450,000 | 570,000 | 1,570,000 | 2,406,000 |
| Pretax income | 2,315,000 | 5,196,000 | 6,410,000 | 7,813,000 |
| Income tax | 659,000 | 1,359,000 | 1,500,000 | 2,666,000 |
| Net income | 1,656,000 | 3,837,000 | 4,910,000 | 5,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,704,000 | 45,128,000 | 46,102,000 | 47,047,000 |
| Total capital | 47,378,000 | 48,078,000 | 48,709,000 | 49,968,000 |
| Risk-weighted assets | 233,860,000 | 235,826,000 | 248,655,000 | 260,601,000 |