Call reports 2016
NEWBANK — 2016
What NEWBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,316,000 | 286,511,000 | 284,213,000 | 300,076,000 |
| Total loans | 183,618,000 | 185,619,000 | 187,226,000 | 195,030,000 |
| Allowance for loan losses | 1,950,000 | 2,108,000 | 2,083,000 | 1,932,000 |
| Securities available for sale | 632,000 | 630,000 | 610,000 | 602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,047,000 | 240,583,000 | 238,224,000 | 251,439,000 |
| Interest-bearing deposits | 159,058,000 | 167,836,000 | 170,482,000 | 170,858,000 |
| Noninterest-bearing deposits | 70,989,000 | 72,747,000 | 67,742,000 | 80,581,000 |
| Equity capital | 34,159,000 | 35,875,000 | 36,701,000 | 38,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,693,000 | 8,671,000 | 11,736,000 |
| Interest expense | 518,000 | 1,066,000 | 1,645,000 | 2,199,000 |
| Net interest income | 2,254,000 | 4,627,000 | 7,026,000 | 9,537,000 |
| Noninterest income | 2,776,000 | 5,752,000 | 7,687,000 | 11,023,000 |
| Noninterest expense | 1,935,000 | 4,364,000 | 6,634,000 | 9,382,000 |
| Provision for loan losses | 0 | 55,000 | 700,000 | 810,000 |
| Pretax income | 3,095,000 | 5,960,000 | 7,379,000 | 10,368,000 |
| Income tax | 1,335,000 | 2,483,000 | 3,077,000 | 4,293,000 |
| Net income | 1,760,000 | 3,477,000 | 4,302,000 | 6,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,528,000 | 35,292,000 | 36,117,000 | 37,850,000 |
| Total capital | 35,500,000 | 37,422,000 | 38,222,000 | 39,814,000 |
| Risk-weighted assets | 191,433,000 | 196,796,000 | 194,334,000 | 205,123,000 |