Call reports 2015
NEWBANK — 2015
What NEWBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 212,425,000 | 220,965,000 | 253,591,000 | 261,964,000 |
| Total loans | 145,511,000 | 165,136,000 | 174,605,000 | 170,991,000 |
| Allowance for loan losses | 1,781,000 | 1,808,000 | 2,039,000 | 1,928,000 |
| Securities available for sale | 2,765,000 | 1,761,000 | 1,133,000 | 127,000 |
| Securities held to maturity | 13,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,504,000 | 174,548,000 | 212,241,000 | 219,358,000 |
| Interest-bearing deposits | 112,281,000 | 115,479,000 | 142,816,000 | 151,005,000 |
| Noninterest-bearing deposits | 59,223,000 | 59,070,000 | 69,426,000 | 68,353,000 |
| Equity capital | 28,481,000 | 30,215,000 | 32,050,000 | 33,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,870,000 | 7,529,000 | 10,209,000 |
| Interest expense | 376,000 | 785,000 | 1,238,000 | 1,735,000 |
| Net interest income | 1,883,000 | 4,085,000 | 6,291,000 | 8,474,000 |
| Noninterest income | 2,638,000 | 5,581,000 | 8,906,000 | 11,520,000 |
| Noninterest expense | 1,646,000 | 3,638,000 | 5,700,000 | 8,573,000 |
| Provision for loan losses | -100,000 | -41,000 | 314,000 | 449,000 |
| Pretax income | 2,975,000 | 6,069,000 | 9,183,000 | 10,972,000 |
| Income tax | 1,312,000 | 2,672,000 | 3,953,000 | 4,658,000 |
| Net income | 1,663,000 | 3,397,000 | 5,230,000 | 6,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,057,000 | 29,797,000 | 31,630,000 | 32,717,000 |
| Total capital | 29,870,000 | 31,625,000 | 33,691,000 | 34,667,000 |
| Risk-weighted assets | 159,028,000 | 179,616,000 | 183,033,000 | 180,770,000 |