Call reports 2013
NEWBANK — 2013
What NEWBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,518,000 | 176,690,000 | 168,529,000 | 182,349,000 |
| Total loans | 110,644,000 | 115,682,000 | 113,561,000 | 122,952,000 |
| Allowance for loan losses | 2,411,000 | 2,394,000 | 2,317,000 | 2,194,000 |
| Securities available for sale | 372,000 | 340,000 | 1,371,000 | 275,000 |
| Securities held to maturity | 24,000 | 21,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,346,000 | 147,383,000 | 139,669,000 | 152,118,000 |
| Interest-bearing deposits | 89,265,000 | 91,606,000 | 91,833,000 | 99,020,000 |
| Noninterest-bearing deposits | 49,081,000 | 55,777,000 | 47,835,000 | 53,099,000 |
| Equity capital | 19,094,000 | 20,657,000 | 21,780,000 | 22,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,991,000 | 6,025,000 | 8,001,000 |
| Interest expense | 291,000 | 599,000 | 926,000 | 1,266,000 |
| Net interest income | 1,652,000 | 3,392,000 | 5,099,000 | 6,735,000 |
| Noninterest income | 2,260,000 | 4,815,000 | 6,761,000 | 8,491,000 |
| Noninterest expense | 1,294,000 | 2,873,000 | 4,262,000 | 6,226,000 |
| Provision for loan losses | 0 | 90,000 | 240,000 | 382,000 |
| Pretax income | 2,618,000 | 5,244,000 | 7,358,000 | 8,618,000 |
| Income tax | 1,173,000 | 2,235,000 | 3,221,000 | 3,780,000 |
| Net income | 1,445,000 | 3,009,000 | 4,137,000 | 4,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,626,000 | 20,200,000 | 21,336,000 | 22,021,000 |
| Total capital | 20,155,000 | 21,822,000 | 22,897,000 | 23,725,000 |
| Risk-weighted assets | 121,395,000 | 128,952,000 | 124,121,000 | 135,834,000 |