Call reports 2012
NEWBANK — 2012
What NEWBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,481,000 | 147,018,000 | 145,650,000 | 157,697,000 |
| Total loans | 106,027,000 | 104,646,000 | 110,488,000 | 108,104,000 |
| Allowance for loan losses | 2,432,000 | 2,431,000 | 2,503,000 | 2,432,000 |
| Securities available for sale | 1,490,000 | 455,000 | 456,000 | 450,000 |
| Securities held to maturity | 33,000 | 32,000 | 28,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,607,000 | 124,549,000 | 123,131,000 | 133,320,000 |
| Interest-bearing deposits | 88,051,000 | 84,034,000 | 81,730,000 | 87,927,000 |
| Noninterest-bearing deposits | 40,556,000 | 40,515,000 | 41,402,000 | 45,393,000 |
| Equity capital | 15,914,000 | 16,445,000 | 17,330,000 | 18,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 3,793,000 | 5,781,000 | 7,784,000 |
| Interest expense | 301,000 | 595,000 | 893,000 | 1,183,000 |
| Net interest income | 1,681,000 | 3,198,000 | 4,888,000 | 6,601,000 |
| Noninterest income | 1,356,000 | 3,845,000 | 5,217,000 | 6,791,000 |
| Noninterest expense | 1,413,000 | 3,074,000 | 4,337,000 | 5,922,000 |
| Provision for loan losses | 347,000 | 642,000 | 842,000 | 882,000 |
| Pretax income | 1,277,000 | 3,327,000 | 4,926,000 | 6,588,000 |
| Income tax | 574,000 | 1,498,000 | 2,211,000 | 2,949,000 |
| Net income | 703,000 | 1,829,000 | 2,715,000 | 3,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,430,000 | 15,967,000 | 16,860,000 | 17,779,000 |
| Total capital | 16,888,000 | 17,412,000 | 18,356,000 | 19,273,000 |
| Risk-weighted assets | 115,675,000 | 114,578,000 | 118,670,000 | 118,585,000 |