Call reports 2011
NEWBANK — 2011
What NEWBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,454,000 | 132,851,000 | 141,143,000 | 140,722,000 |
| Total loans | 94,991,000 | 91,623,000 | 94,843,000 | 99,484,000 |
| Allowance for loan losses | 1,891,000 | 2,118,000 | 2,322,000 | 2,288,000 |
| Securities available for sale | 7,494,000 | 7,160,000 | 3,667,000 | 599,000 |
| Securities held to maturity | 44,000 | 40,000 | 38,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,829,000 | 115,371,000 | 122,928,000 | 122,713,000 |
| Interest-bearing deposits | 87,401,000 | 87,581,000 | 92,049,000 | 83,618,000 |
| Noninterest-bearing deposits | 24,427,000 | 27,790,000 | 30,879,000 | 39,095,000 |
| Equity capital | 13,695,000 | 14,404,000 | 14,955,000 | 15,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,267,000 | 4,973,000 | 6,754,000 |
| Interest expense | 366,000 | 711,000 | 1,047,000 | 1,368,000 |
| Net interest income | 1,250,000 | 2,556,000 | 3,926,000 | 5,386,000 |
| Noninterest income | 2,565,000 | 4,526,000 | 6,131,000 | 7,406,000 |
| Noninterest expense | 1,409,000 | 2,858,000 | 4,068,000 | 5,507,000 |
| Provision for loan losses | 1,033,000 | 1,467,000 | 2,236,000 | 2,888,000 |
| Pretax income | 1,373,000 | 2,757,000 | 3,753,000 | 4,397,000 |
| Income tax | 638,000 | 1,239,000 | 1,683,000 | 2,045,000 |
| Net income | 735,000 | 1,518,000 | 2,070,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,249,000 | 13,887,000 | 14,446,000 | 14,734,000 |
| Total capital | 14,570,000 | 15,160,000 | 15,730,000 | 16,101,000 |
| Risk-weighted assets | 104,315,000 | 100,968,000 | 101,700,000 | 108,431,000 |