Call reports 2010
NEWBANK — 2010
What NEWBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,344,000 | 128,824,000 | 129,154,000 | 144,985,000 |
| Total loans | 86,982,000 | 85,158,000 | 87,567,000 | 103,811,000 |
| Allowance for loan losses | 1,387,000 | 1,825,000 | 1,955,000 | 1,543,000 |
| Securities available for sale | 5,908,000 | 12,965,000 | 5,767,000 | 5,567,000 |
| Securities held to maturity | 63,000 | 58,000 | 54,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,799,000 | 114,456,000 | 114,420,000 | 116,337,000 |
| Interest-bearing deposits | 100,037,000 | 99,326,000 | 96,496,000 | 93,020,000 |
| Noninterest-bearing deposits | 16,762,000 | 15,130,000 | 17,924,000 | 23,316,000 |
| Equity capital | 12,137,000 | 12,499,000 | 12,756,000 | 12,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,107,000 | 4,728,000 | 6,484,000 |
| Interest expense | 569,000 | 1,105,000 | 1,591,000 | 2,017,000 |
| Net interest income | 1,043,000 | 2,002,000 | 3,137,000 | 4,467,000 |
| Noninterest income | 317,000 | 1,361,000 | 2,591,000 | 3,909,000 |
| Noninterest expense | 915,000 | 1,940,000 | 3,158,000 | 4,394,000 |
| Provision for loan losses | 229,000 | 603,000 | 1,263,000 | 2,344,000 |
| Pretax income | 216,000 | 820,000 | 1,307,000 | 1,638,000 |
| Income tax | 90,000 | 393,000 | 608,000 | 670,000 |
| Net income | 126,000 | 427,000 | 699,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,628,000 | 11,928,000 | 12,201,000 | 12,555,000 |
| Total capital | 12,836,000 | 13,137,000 | 13,428,000 | 13,844,000 |
| Risk-weighted assets | 96,531,000 | 95,383,000 | 96,652,000 | 112,941,000 |