Call reports 2006
MEMPHIS STATE BANK — 2006
What MEMPHIS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,996,000 | 37,714,000 | 37,514,000 | 37,035,000 |
| Total loans | 6,751,000 | 6,786,000 | 7,553,000 | 7,216,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,761,000 | 27,762,000 | 26,763,000 | 26,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,595,000 | 33,100,000 | 29,223,000 | 31,737,000 |
| Interest-bearing deposits | 32,290,000 | 27,999,000 | 23,944,000 | 26,089,000 |
| Noninterest-bearing deposits | 5,305,000 | 5,101,000 | 5,279,000 | 5,648,000 |
| Equity capital | 3,319,000 | 3,372,000 | 3,414,000 | 3,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 882,000 | 1,317,000 | 1,744,000 |
| Interest expense | 188,000 | 371,000 | 581,000 | 805,000 |
| Net interest income | 256,000 | 511,000 | 736,000 | 939,000 |
| Noninterest income | 44,000 | 79,000 | 116,000 | 146,000 |
| Noninterest expense | 213,000 | 422,000 | 627,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | -11,000 |
| Pretax income | 87,000 | 168,000 | 225,000 | 246,000 |
| Income tax | 15,000 | 43,000 | 58,000 | 62,000 |
| Net income | 72,000 | 125,000 | 167,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,557,000 | 2,610,000 | 2,652,000 | 2,485,000 |
| Total capital | 2,657,000 | 2,710,000 | 2,752,000 | 2,585,000 |
| Risk-weighted assets | 13,172,000 | 12,523,000 | 12,974,000 | 12,643,000 |
Machine access — free, no API key
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