Call reports 2003
MEMPHIS STATE BANK — 2003
What MEMPHIS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,001,000 | 24,295,000 | 24,781,000 | 25,375,000 |
| Total loans | 5,293,000 | 5,387,000 | 5,793,000 | 5,618,000 |
| Allowance for loan losses | 100,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,499,000 | 15,999,000 | 16,500,000 | 16,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,034,000 | 21,287,000 | 21,766,000 | 22,446,000 |
| Interest-bearing deposits | 17,634,000 | 17,066,000 | 17,300,000 | 19,363,000 |
| Noninterest-bearing deposits | 4,400,000 | 4,221,000 | 4,466,000 | 3,083,000 |
| Equity capital | 2,897,000 | 2,925,000 | 2,944,000 | 2,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 494,000 | 734,000 | 976,000 |
| Interest expense | 90,000 | 175,000 | 246,000 | 318,000 |
| Net interest income | 178,000 | 319,000 | 488,000 | 658,000 |
| Noninterest income | 30,000 | 52,000 | 77,000 | 96,000 |
| Noninterest expense | 142,000 | 276,000 | 412,000 | 553,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | -7,000 |
| Pretax income | 66,000 | 145,000 | 216,000 | 276,000 |
| Income tax | 11,000 | 37,000 | 64,000 | 93,000 |
| Net income | 55,000 | 108,000 | 152,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,616,000 | 2,644,000 | 2,663,000 | 2,586,000 |
| Total capital | 2,716,000 | 2,743,000 | 2,764,000 | 2,687,000 |
| Risk-weighted assets | 7,993,000 | 7,888,000 | 8,377,000 | 8,515,000 |
Machine access — free, no API key
Every figure shown here about MEMPHIS STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.