Call reports 2007
CAPSTONE BANK — 2007
What CAPSTONE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,698,000 | 80,679,000 | 98,102,000 | 103,937,000 |
| Total loans | 45,276,000 | 65,136,000 | 74,582,000 | 83,767,000 |
| Allowance for loan losses | 566,000 | 814,000 | 932,000 | 1,047,000 |
| Securities available for sale | 10,367,000 | 12,997,000 | 19,187,000 | 18,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,931,000 | 54,196,000 | 66,696,000 | 63,425,000 |
| Interest-bearing deposits | 33,163,000 | 49,051,000 | 59,536,000 | 57,665,000 |
| Noninterest-bearing deposits | 2,768,000 | 5,145,000 | 7,160,000 | 5,760,000 |
| Equity capital | 22,585,000 | 22,359,000 | 22,655,000 | 23,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 2,338,000 | 4,026,000 | 5,941,000 |
| Interest expense | 348,000 | 880,000 | 1,632,000 | 2,424,000 |
| Net interest income | 626,000 | 1,458,000 | 2,394,000 | 3,517,000 |
| Noninterest income | 2,000 | 20,000 | 27,000 | 43,000 |
| Noninterest expense | 714,000 | 1,499,000 | 2,265,000 | 3,143,000 |
| Provision for loan losses | 210,000 | 458,000 | 576,000 | 691,000 |
| Pretax income | -296,000 | -479,000 | -420,000 | -274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -296,000 | -479,000 | -420,000 | -274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,561,000 | 22,464,000 | 22,637,000 | 22,763,000 |
| Total capital | 23,127,000 | 23,278,000 | 23,569,000 | 23,810,000 |
| Risk-weighted assets | 51,701,000 | 70,266,000 | 83,393,000 | 92,840,000 |
Machine access — free, no API key
Every figure shown here about CAPSTONE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.