Call reports 2026
FIRST NATIONAL BANK IN FREDONIA — 2026
What FIRST NATIONAL BANK IN FREDONIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 101,259,000 | 104,413,000 |
| Total loans | 30,828,000 | 30,310,000 |
| Allowance for loan losses | 912,000 | 898,000 |
| Securities available for sale | 63,858,000 | 63,928,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 89,665,000 | 92,471,000 |
| Interest-bearing deposits | 69,522,000 | 70,714,000 |
| Noninterest-bearing deposits | 20,143,000 | 21,757,000 |
| Equity capital | 11,423,000 | 11,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,061,000 | 2,151,000 |
| Interest expense | 247,000 | 514,000 |
| Net interest income | 814,000 | 1,637,000 |
| Noninterest income | 90,000 | 188,000 |
| Noninterest expense | 555,000 | 1,081,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 349,000 | 744,000 |
| Income tax | 0 | 13,000 |
| Net income | 349,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,816,000 | 18,197,000 |