Call reports 2026
STATE BANK FINANCIAL — 2026
What STATE BANK FINANCIAL reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 537,110,000 | 512,060,000 |
| Total loans | 329,225,000 | 347,595,000 |
| Allowance for loan losses | 2,887,000 | 3,027,000 |
| Securities available for sale | 115,211,000 | 119,426,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 451,824,000 | 439,014,000 |
| Interest-bearing deposits | 439,480,000 | 428,652,000 |
| Noninterest-bearing deposits | 12,344,000 | 10,362,000 |
| Equity capital | 47,051,000 | 47,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,110,000 | 12,522,000 |
| Interest expense | 2,264,000 | 4,553,000 |
| Net interest income | 3,846,000 | 7,969,000 |
| Noninterest income | 556,000 | 1,139,000 |
| Noninterest expense | 2,971,000 | 5,686,000 |
| Provision for loan losses | 0 | 135,000 |
| Pretax income | 1,431,000 | 3,286,000 |
| Income tax | 6,000 | 21,000 |
| Net income | 1,425,000 | 3,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,943,000 | 52,766,000 |
| Total capital | 55,342,000 | 56,305,000 |
| Risk-weighted assets | 365,994,000 | 384,316,000 |