Call reports 2024
STATE BANK FINANCIAL — 2024
What STATE BANK FINANCIAL reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 469,587,000 | 448,831,000 | 487,604,000 | 482,783,000 |
| Total loans | 279,634,000 | 280,386,000 | 284,209,000 | 292,505,000 |
| Allowance for loan losses | 2,979,000 | 2,981,000 | 2,843,000 | 2,788,000 |
| Securities available for sale | 120,613,000 | 121,298,000 | 126,567,000 | 130,557,000 |
| Securities held to maturity | 1,079,000 | 1,079,000 | 1,079,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,220,000 | 372,112,000 | 412,226,000 | 376,049,000 |
| Interest-bearing deposits | 382,723,000 | 360,279,000 | 399,514,000 | 371,378,000 |
| Noninterest-bearing deposits | 9,497,000 | 11,833,000 | 12,712,000 | 4,671,000 |
| Equity capital | 35,076,000 | 35,697,000 | 40,520,000 | 38,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,449,000 | 10,578,000 | 15,889,000 | 21,473,000 |
| Interest expense | 2,259,000 | 4,399,000 | 6,722,000 | 9,212,000 |
| Net interest income | 3,190,000 | 6,179,000 | 9,167,000 | 12,261,000 |
| Noninterest income | 498,000 | 1,084,000 | 1,634,000 | 2,186,000 |
| Noninterest expense | 2,631,000 | 5,011,000 | 7,271,000 | 9,623,000 |
| Provision for loan losses | 2,000 | 2,000 | -167,000 | -217,000 |
| Pretax income | 1,057,000 | 2,270,000 | 3,547,000 | 4,898,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 37,000 |
| Net income | 1,051,000 | 2,258,000 | 3,529,000 | 4,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,917,000 | 46,277,000 | 47,287,000 | 47,697,000 |
| Total capital | 49,259,000 | 49,258,000 | 50,130,000 | 50,485,000 |
| Risk-weighted assets | 324,662,000 | 324,618,000 | 337,198,000 | 353,120,000 |