Call reports 2023
STATE BANK FINANCIAL — 2023
What STATE BANK FINANCIAL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 442,378,000 | 437,657,000 | 449,240,000 | 484,109,000 |
| Total loans | 264,296,000 | 262,019,000 | 273,346,000 | 277,122,000 |
| Allowance for loan losses | 3,077,000 | 3,118,000 | 3,254,000 | 2,934,000 |
| Securities available for sale | 133,415,000 | 130,988,000 | 126,116,000 | 125,148,000 |
| Securities held to maturity | 1,600,000 | 1,600,000 | 1,600,000 | 1,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,843,000 | 351,865,000 | 378,413,000 | 386,111,000 |
| Interest-bearing deposits | 350,080,000 | 343,955,000 | 362,194,000 | 369,014,000 |
| Noninterest-bearing deposits | 17,763,000 | 7,910,000 | 16,219,000 | 17,097,000 |
| Equity capital | 32,885,000 | 31,089,000 | 29,764,000 | 35,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,510,000 | 9,014,000 | 13,779,000 | 19,002,000 |
| Interest expense | 940,000 | 2,443,000 | 4,222,000 | 6,273,000 |
| Net interest income | 3,570,000 | 6,571,000 | 9,557,000 | 12,729,000 |
| Noninterest income | 474,000 | 943,000 | 1,434,000 | 2,003,000 |
| Noninterest expense | 2,377,000 | 4,531,000 | 6,784,000 | 9,099,000 |
| Provision for loan losses | 109,000 | 149,000 | 236,000 | 278,000 |
| Pretax income | 1,558,000 | 2,834,000 | 3,971,000 | 5,459,000 |
| Income tax | 106,000 | 176,000 | 236,000 | 0 |
| Net income | 1,452,000 | 2,658,000 | 3,735,000 | 5,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,377,000 | 43,811,000 | 44,563,000 | 45,431,000 |
| Total capital | 46,454,000 | 46,929,000 | 47,817,000 | 48,728,000 |
| Risk-weighted assets | 312,207,000 | 309,472,000 | 322,280,000 | 319,586,000 |