Call reports 2022
STATE BANK FINANCIAL — 2022
What STATE BANK FINANCIAL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 510,189,000 | 439,502,000 | 449,493,000 | 450,014,000 |
| Total loans | 227,064,000 | 240,087,000 | 238,911,000 | 254,671,000 |
| Allowance for loan losses | 2,830,000 | 2,831,000 | 2,853,000 | 2,852,000 |
| Securities available for sale | 125,875,000 | 124,302,000 | 120,974,000 | 131,982,000 |
| Securities held to maturity | 2,104,000 | 2,104,000 | 2,104,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,284,000 | 397,912,000 | 407,734,000 | 396,198,000 |
| Interest-bearing deposits | 387,561,000 | 382,732,000 | 403,380,000 | 379,992,000 |
| Noninterest-bearing deposits | 61,723,000 | 15,180,000 | 4,354,000 | 16,206,000 |
| Equity capital | 34,796,000 | 30,763,000 | 27,301,000 | 28,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,259,000 | 8,639,000 | 12,849,000 |
| Interest expense | 201,000 | 417,000 | 703,000 | 1,201,000 |
| Net interest income | 2,285,000 | 4,842,000 | 7,936,000 | 11,648,000 |
| Noninterest income | 525,000 | 1,151,000 | 1,647,000 | 2,161,000 |
| Noninterest expense | 2,211,000 | 4,369,000 | 6,637,000 | 8,772,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 599,000 | 1,624,000 | 2,926,000 | 5,009,000 |
| Income tax | 41,000 | 97,000 | 202,000 | 390,000 |
| Net income | 558,000 | 1,527,000 | 2,724,000 | 4,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,863,000 | 40,281,000 | 41,327,000 | 42,249,000 |
| Total capital | 42,693,000 | 43,112,000 | 44,180,000 | 45,101,000 |
| Risk-weighted assets | 270,408,000 | 283,360,000 | 290,734,000 | 308,529,000 |