Call reports 2021
STATE BANK FINANCIAL — 2021
What STATE BANK FINANCIAL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 470,024,000 | 440,158,000 | 464,675,000 | 478,650,000 |
| Total loans | 230,283,000 | 226,453,000 | 216,363,000 | 219,910,000 |
| Allowance for loan losses | 2,828,000 | 2,829,000 | 2,829,000 | 2,829,000 |
| Securities available for sale | 118,692,000 | 115,596,000 | 114,242,000 | 124,839,000 |
| Securities held to maturity | 2,596,000 | 2,596,000 | 2,596,000 | 2,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,243,000 | 370,943,000 | 404,440,000 | 406,362,000 |
| Interest-bearing deposits | 295,121,000 | 356,026,000 | 379,308,000 | 387,408,000 |
| Noninterest-bearing deposits | 101,122,000 | 14,917,000 | 25,132,000 | 18,954,000 |
| Equity capital | 41,875,000 | 42,223,000 | 42,932,000 | 41,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,785,000 | 5,422,000 | 8,153,000 | 10,691,000 |
| Interest expense | 281,000 | 537,000 | 773,000 | 980,000 |
| Net interest income | 2,504,000 | 4,885,000 | 7,380,000 | 9,711,000 |
| Noninterest income | 699,000 | 1,458,000 | 2,166,000 | 2,828,000 |
| Noninterest expense | 2,426,000 | 4,604,000 | 6,780,000 | 9,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 777,000 | 1,739,000 | 2,766,000 | 3,779,000 |
| Income tax | 9,000 | 14,000 | 20,000 | 26,000 |
| Net income | 768,000 | 1,725,000 | 2,746,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,880,000 | 39,168,000 | 39,933,000 | 39,644,000 |
| Total capital | 41,708,000 | 41,997,000 | 42,762,000 | 42,473,000 |
| Risk-weighted assets | 268,348,000 | 259,106,000 | 256,537,000 | 263,121,000 |