Call reports 2020
STATE BANK FINANCIAL — 2020
What STATE BANK FINANCIAL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 357,334,000 | 440,627,000 | 429,847,000 | 457,300,000 |
| Total loans | 218,416,000 | 269,142,000 | 262,730,000 | 234,689,000 |
| Allowance for loan losses | 2,567,000 | 2,819,000 | 2,824,000 | 2,826,000 |
| Securities available for sale | 94,727,000 | 87,564,000 | 90,812,000 | 105,109,000 |
| Securities held to maturity | 3,075,000 | 3,075,000 | 3,075,000 | 2,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,766,000 | 371,271,000 | 362,272,000 | 374,880,000 |
| Interest-bearing deposits | 228,589,000 | 288,184,000 | 282,744,000 | 287,139,000 |
| Noninterest-bearing deposits | 62,177,000 | 83,087,000 | 79,528,000 | 87,741,000 |
| Equity capital | 40,219,000 | 42,152,000 | 42,356,000 | 43,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,999,000 | 5,886,000 | 8,751,000 | 12,104,000 |
| Interest expense | 507,000 | 939,000 | 1,346,000 | 1,659,000 |
| Net interest income | 2,492,000 | 4,947,000 | 7,405,000 | 10,445,000 |
| Noninterest income | 552,000 | 1,482,000 | 2,390,000 | 2,968,000 |
| Noninterest expense | 2,179,000 | 4,288,000 | 6,941,000 | 9,270,000 |
| Provision for loan losses | 60,000 | 311,000 | 372,000 | 373,000 |
| Pretax income | 818,000 | 1,857,000 | 2,516,000 | 3,889,000 |
| Income tax | 10,000 | 13,000 | 14,000 | 16,000 |
| Net income | 808,000 | 1,844,000 | 2,502,000 | 3,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,128,000 | 37,413,000 | 37,744,000 | 38,586,000 |
| Total capital | 39,695,000 | 40,232,000 | 40,568,000 | 41,412,000 |
| Risk-weighted assets | 261,703,000 | 276,299,000 | 270,051,000 | 266,723,000 |