Call reports 2019
STATE BANK FINANCIAL — 2019
What STATE BANK FINANCIAL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,196,000 | 336,592,000 | 345,944,000 | 364,809,000 |
| Total loans | 189,031,000 | 194,535,000 | 200,630,000 | 218,564,000 |
| Allowance for loan losses | 2,212,000 | 2,262,000 | 2,257,000 | 2,512,000 |
| Securities available for sale | 87,015,000 | 87,312,000 | 109,130,000 | 105,096,000 |
| Securities held to maturity | 3,542,000 | 3,542,000 | 3,542,000 | 3,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,112,000 | 285,706,000 | 285,712,000 | 303,317,000 |
| Interest-bearing deposits | 212,269,000 | 222,296,000 | 218,362,000 | 227,395,000 |
| Noninterest-bearing deposits | 59,843,000 | 63,410,000 | 67,350,000 | 75,922,000 |
| Equity capital | 37,859,000 | 38,783,000 | 39,042,000 | 39,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,928,000 | 9,001,000 | 12,120,000 |
| Interest expense | 450,000 | 1,035,000 | 1,628,000 | 2,165,000 |
| Net interest income | 2,463,000 | 4,893,000 | 7,373,000 | 9,955,000 |
| Noninterest income | 497,000 | 1,149,000 | 1,787,000 | 2,575,000 |
| Noninterest expense | 2,201,000 | 4,337,000 | 6,449,000 | 8,623,000 |
| Provision for loan losses | 0 | 50,000 | 90,000 | 345,000 |
| Pretax income | 759,000 | 1,660,000 | 2,652,000 | 4,294,000 |
| Income tax | 6,000 | 12,000 | 23,000 | 55,000 |
| Net income | 753,000 | 1,648,000 | 2,629,000 | 4,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,422,000 | 35,656,000 | 35,914,000 | 36,749,000 |
| Total capital | 37,634,000 | 37,918,000 | 38,171,000 | 39,261,000 |
| Risk-weighted assets | 231,665,000 | 237,828,000 | 246,247,000 | 256,481,000 |