Call reports 2018
STATE BANK FINANCIAL — 2018
What STATE BANK FINANCIAL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 316,161,000 | 330,641,000 | 325,379,000 | 345,972,000 |
| Total loans | 171,157,000 | 174,417,000 | 176,592,000 | 193,189,000 |
| Allowance for loan losses | 2,066,000 | 2,067,000 | 2,076,000 | 2,191,000 |
| Securities available for sale | 111,299,000 | 105,818,000 | 102,695,000 | 94,939,000 |
| Securities held to maturity | 3,996,000 | 3,996,000 | 3,996,000 | 3,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,499,000 | 266,974,000 | 268,620,000 | 285,005,000 |
| Interest-bearing deposits | 206,629,000 | 197,252,000 | 202,241,000 | 197,853,000 |
| Noninterest-bearing deposits | 63,870,000 | 69,722,000 | 66,379,000 | 87,152,000 |
| Equity capital | 35,280,000 | 35,617,000 | 35,899,000 | 36,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,295,000 | 7,955,000 | 10,714,000 |
| Interest expense | 256,000 | 575,000 | 946,000 | 1,325,000 |
| Net interest income | 2,250,000 | 4,720,000 | 7,009,000 | 9,389,000 |
| Noninterest income | 898,000 | 1,596,000 | 2,138,000 | 2,744,000 |
| Noninterest expense | 2,299,000 | 4,368,000 | 6,527,000 | 8,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 849,000 | 1,949,000 | 2,621,000 | 3,335,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 843,000 | 1,937,000 | 2,603,000 | 3,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,799,000 | 34,365,000 | 34,983,000 | 34,931,000 |
| Total capital | 35,865,000 | 36,432,000 | 37,059,000 | 37,122,000 |
| Risk-weighted assets | 215,423,000 | 233,155,000 | 240,280,000 | 238,726,000 |