Call reports 2017
STATE BANK FINANCIAL — 2017
What STATE BANK FINANCIAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 323,717,000 | 314,562,000 | 323,126,000 | 355,756,000 |
| Total loans | 162,552,000 | 156,333,000 | 156,726,000 | 167,999,000 |
| Allowance for loan losses | 2,479,000 | 2,104,000 | 2,102,000 | 2,065,000 |
| Securities available for sale | 115,542,000 | 115,072,000 | 115,218,000 | 115,066,000 |
| Securities held to maturity | 4,438,000 | 4,438,000 | 4,438,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,420,000 | 271,875,000 | 277,860,000 | 297,426,000 |
| Interest-bearing deposits | 217,000,000 | 212,792,000 | 215,568,000 | 226,765,000 |
| Noninterest-bearing deposits | 55,420,000 | 59,083,000 | 62,292,000 | 70,661,000 |
| Equity capital | 36,145,000 | 36,525,000 | 36,776,000 | 35,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,731,000 | 7,127,000 | 9,577,000 |
| Interest expense | 173,000 | 353,000 | 553,000 | 819,000 |
| Net interest income | 2,185,000 | 4,378,000 | 6,574,000 | 8,758,000 |
| Noninterest income | 488,000 | 1,057,000 | 1,619,000 | 2,247,000 |
| Noninterest expense | 2,216,000 | 4,342,000 | 6,465,000 | 8,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 1,093,000 | 1,728,000 | 2,384,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 21,000 |
| Net income | 451,000 | 1,081,000 | 1,710,000 | 2,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,118,000 | 33,133,000 | 33,543,000 | 33,549,000 |
| Total capital | 35,597,000 | 35,237,000 | 35,645,000 | 35,614,000 |
| Risk-weighted assets | 204,210,000 | 199,035,000 | 203,005,000 | 213,654,000 |