Call reports 2016
STATE BANK FINANCIAL — 2016
What STATE BANK FINANCIAL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 336,014,000 | 326,755,000 | 317,549,000 | 340,482,000 |
| Total loans | 159,644,000 | 152,027,000 | 148,947,000 | 162,160,000 |
| Allowance for loan losses | 2,797,000 | 2,787,000 | 2,788,000 | 2,487,000 |
| Securities available for sale | 103,927,000 | 106,428,000 | 105,646,000 | 111,185,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 4,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,924,000 | 260,730,000 | 255,699,000 | 273,924,000 |
| Interest-bearing deposits | 209,320,000 | 200,547,000 | 198,167,000 | 208,004,000 |
| Noninterest-bearing deposits | 59,604,000 | 60,183,000 | 57,532,000 | 65,920,000 |
| Equity capital | 37,593,000 | 37,256,000 | 37,226,000 | 35,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 4,683,000 | 7,014,000 | 9,302,000 |
| Interest expense | 190,000 | 369,000 | 542,000 | 716,000 |
| Net interest income | 2,156,000 | 4,314,000 | 6,472,000 | 8,586,000 |
| Noninterest income | 483,000 | 1,065,000 | 1,622,000 | 2,149,000 |
| Noninterest expense | 2,311,000 | 4,506,000 | 6,781,000 | 8,831,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 344,000 | 973,000 | 1,435,000 | 2,329,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 27,000 |
| Net income | 338,000 | 961,000 | 1,417,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,777,000 | 32,446,000 | 32,561,000 | 32,960,000 |
| Total capital | 35,275,000 | 34,879,000 | 34,986,000 | 35,447,000 |
| Risk-weighted assets | 199,574,000 | 194,267,000 | 193,614,000 | 203,174,000 |