Call reports 2012
STATE BANK FINANCIAL — 2012
What STATE BANK FINANCIAL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 315,949,000 | 304,431,000 | 314,723,000 | 335,494,000 |
| Total loans | 188,001,000 | 184,113,000 | 187,699,000 | 186,532,000 |
| Allowance for loan losses | 4,471,000 | 4,479,000 | 4,444,000 | 3,905,000 |
| Securities available for sale | 81,267,000 | 80,650,000 | 81,615,000 | 89,882,000 |
| Securities held to maturity | 1,121,000 | 1,021,000 | 1,020,000 | 570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,049,000 | 242,779,000 | 247,598,000 | 255,902,000 |
| Interest-bearing deposits | 199,526,000 | 194,638,000 | 199,218,000 | 198,873,000 |
| Noninterest-bearing deposits | 49,523,000 | 48,141,000 | 48,380,000 | 57,029,000 |
| Equity capital | 36,256,000 | 36,543,000 | 36,643,000 | 36,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,028,000 | 5,964,000 | 8,868,000 | 11,810,000 |
| Interest expense | 376,000 | 704,000 | 1,012,000 | 1,308,000 |
| Net interest income | 2,652,000 | 5,260,000 | 7,856,000 | 10,502,000 |
| Noninterest income | 482,000 | 1,045,000 | 1,560,000 | 2,126,000 |
| Noninterest expense | 2,341,000 | 4,700,000 | 7,008,000 | 10,042,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 793,000 | 1,605,000 | 2,408,000 | 3,086,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 790,000 | 1,599,000 | 2,399,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,370,000 | 30,476,000 | 30,535,000 | 30,474,000 |
| Total capital | 32,967,000 | 33,057,000 | 33,150,000 | 33,090,000 |
| Risk-weighted assets | 205,896,000 | 204,569,000 | 207,359,000 | 208,015,000 |