Call reports 2011
STATE BANK FINANCIAL — 2011
What STATE BANK FINANCIAL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 304,663,000 | 303,432,000 | 315,200,000 | 332,257,000 |
| Total loans | 183,391,000 | 177,184,000 | 176,114,000 | 180,854,000 |
| Allowance for loan losses | 5,089,000 | 4,659,000 | 4,677,000 | 4,599,000 |
| Securities available for sale | 71,744,000 | 70,985,000 | 76,120,000 | 80,067,000 |
| Securities held to maturity | 2,257,000 | 1,422,000 | 1,422,000 | 1,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,906,000 | 243,301,000 | 252,157,000 | 260,393,000 |
| Interest-bearing deposits | 204,338,000 | 201,167,000 | 205,170,000 | 203,168,000 |
| Noninterest-bearing deposits | 39,568,000 | 42,134,000 | 46,987,000 | 57,225,000 |
| Equity capital | 33,851,000 | 35,401,000 | 36,209,000 | 36,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,356,000 | 9,384,000 | 12,410,000 |
| Interest expense | 507,000 | 995,000 | 1,462,000 | 1,876,000 |
| Net interest income | 2,614,000 | 5,361,000 | 7,922,000 | 10,534,000 |
| Noninterest income | 810,000 | 1,354,000 | 1,867,000 | 2,450,000 |
| Noninterest expense | 2,489,000 | 4,873,000 | 7,148,000 | 9,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 935,000 | 1,842,000 | 2,641,000 | 3,330,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 27,000 |
| Net income | 932,000 | 1,836,000 | 2,632,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,120,000 | 30,032,000 | 30,087,000 | 29,892,000 |
| Total capital | 31,598,000 | 32,436,000 | 32,534,000 | 32,387,000 |
| Risk-weighted assets | 195,654,000 | 190,092,000 | 193,542,000 | 197,531,000 |