Call reports 2008
STATE BANK FINANCIAL — 2008
What STATE BANK FINANCIAL reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 334,817,000 | 338,092,000 | 345,601,000 | 340,409,000 |
| Total loans | 232,691,000 | 237,490,000 | 242,259,000 | 234,761,000 |
| Allowance for loan losses | 4,185,000 | 4,263,000 | 3,894,000 | 3,452,000 |
| Securities available for sale | 64,726,000 | 65,877,000 | 67,054,000 | 70,577,000 |
| Securities held to maturity | 11,381,000 | 10,216,000 | 9,962,000 | 9,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,996,000 | 248,119,000 | 272,637,000 | 265,500,000 |
| Interest-bearing deposits | 221,417,000 | 211,988,000 | 236,477,000 | 227,902,000 |
| Noninterest-bearing deposits | 35,579,000 | 36,131,000 | 36,160,000 | 37,598,000 |
| Equity capital | 29,642,000 | 29,138,000 | 30,123,000 | 30,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,942,000 | 9,629,000 | 14,351,000 | 18,870,000 |
| Interest expense | 1,957,000 | 3,469,000 | 5,036,000 | 6,399,000 |
| Net interest income | 2,985,000 | 6,160,000 | 9,315,000 | 12,471,000 |
| Noninterest income | 490,000 | 1,034,000 | 1,531,000 | 2,007,000 |
| Noninterest expense | 2,219,000 | 4,384,000 | 6,540,000 | 8,887,000 |
| Provision for loan losses | 934,000 | 1,174,000 | 1,582,000 | 2,132,000 |
| Pretax income | 322,000 | 1,636,000 | 2,724,000 | 3,459,000 |
| Income tax | 2,000 | 4,000 | 6,000 | -22,000 |
| Net income | 320,000 | 1,632,000 | 2,718,000 | 3,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,261,000 | 25,981,000 | 27,078,000 | 27,619,000 |
| Total capital | 28,450,000 | 29,260,000 | 30,450,000 | 30,867,000 |
| Risk-weighted assets | 254,149,000 | 261,367,000 | 269,221,000 | 259,637,000 |
Machine access — free, no API key
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