Call reports 2007
STATE BANK FINANCIAL — 2007
What STATE BANK FINANCIAL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 300,267,000 | 314,367,000 | 329,413,000 | 333,193,000 |
| Total loans | 204,272,000 | 216,711,000 | 214,529,000 | 223,976,000 |
| Allowance for loan losses | 2,993,000 | 3,019,000 | 3,046,000 | 3,250,000 |
| Securities available for sale | 53,699,000 | 56,823,000 | 63,016,000 | 65,016,000 |
| Securities held to maturity | 17,301,000 | 14,765,000 | 14,484,000 | 12,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,804,000 | 254,589,000 | 269,536,000 | 254,304,000 |
| Interest-bearing deposits | 207,538,000 | 213,759,000 | 228,496,000 | 206,535,000 |
| Noninterest-bearing deposits | 39,266,000 | 40,830,000 | 41,040,000 | 47,769,000 |
| Equity capital | 27,310,000 | 26,845,000 | 28,145,000 | 28,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,873,000 | 10,086,000 | 15,270,000 | 20,273,000 |
| Interest expense | 2,274,000 | 4,626,000 | 7,071,000 | 9,352,000 |
| Net interest income | 2,599,000 | 5,460,000 | 8,199,000 | 10,921,000 |
| Noninterest income | 372,000 | 1,031,000 | 1,529,000 | 1,984,000 |
| Noninterest expense | 2,204,000 | 4,661,000 | 6,934,000 | 9,423,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 321,000 |
| Pretax income | 724,000 | 1,757,000 | 2,693,000 | 3,150,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 10,000 |
| Net income | 722,000 | 1,753,000 | 2,686,000 | 3,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,189,000 | 24,802,000 | 25,444,000 | 25,307,000 |
| Total capital | 27,994,000 | 27,751,000 | 28,490,000 | 28,451,000 |
| Risk-weighted assets | 224,175,000 | 235,827,000 | 244,621,000 | 251,412,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK FINANCIAL — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.