Call reports 2006
STATE BANK FINANCIAL — 2006
What STATE BANK FINANCIAL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 293,271,000 | 292,488,000 | 299,282,000 | 308,968,000 |
| Total loans | 192,208,000 | 193,048,000 | 203,091,000 | 204,749,000 |
| Allowance for loan losses | 2,787,000 | 2,970,000 | 2,986,000 | 2,962,000 |
| Securities available for sale | 45,571,000 | 49,270,000 | 48,083,000 | 49,771,000 |
| Securities held to maturity | 23,372,000 | 21,731,000 | 21,720,000 | 19,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,810,000 | 235,797,000 | 245,385,000 | 250,630,000 |
| Interest-bearing deposits | 186,248,000 | 194,471,000 | 207,814,000 | 201,524,000 |
| Noninterest-bearing deposits | 43,562,000 | 41,326,000 | 37,571,000 | 49,106,000 |
| Equity capital | 27,320,000 | 26,622,000 | 27,693,000 | 27,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,292,000 | 8,831,000 | 13,526,000 | 18,360,000 |
| Interest expense | 1,745,000 | 3,689,000 | 5,868,000 | 8,126,000 |
| Net interest income | 2,547,000 | 5,142,000 | 7,658,000 | 10,234,000 |
| Noninterest income | 489,000 | 1,002,000 | 1,475,000 | 1,903,000 |
| Noninterest expense | 2,290,000 | 4,554,000 | 6,964,000 | 9,714,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 716,000 | 1,530,000 | 2,079,000 | 2,303,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 41,000 |
| Net income | 713,000 | 1,523,000 | 2,068,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,679,000 | 25,484,000 | 25,827,000 | 25,469,000 |
| Total capital | 28,466,000 | 28,304,000 | 28,679,000 | 28,284,000 |
| Risk-weighted assets | 224,550,000 | 225,413,000 | 228,005,000 | 225,069,000 |
Machine access — free, no API key
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