Call reports 2005
STATE BANK FINANCIAL — 2005
What STATE BANK FINANCIAL reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 289,368,000 | 321,873,000 | 283,171,000 | 296,786,000 |
| Total loans | 182,664,000 | 185,186,000 | 188,862,000 | 191,242,000 |
| Allowance for loan losses | 2,733,000 | 2,767,000 | 2,799,000 | 2,831,000 |
| Securities available for sale | 45,906,000 | 42,795,000 | 40,764,000 | 45,333,000 |
| Securities held to maturity | 27,831,000 | 26,860,000 | 25,766,000 | 24,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,239,000 | 266,035,000 | 218,242,000 | 230,563,000 |
| Interest-bearing deposits | 162,716,000 | 166,376,000 | 174,854,000 | 177,796,000 |
| Noninterest-bearing deposits | 44,523,000 | 99,659,000 | 43,388,000 | 52,767,000 |
| Equity capital | 26,924,000 | 26,823,000 | 27,450,000 | 27,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,530,000 | 7,199,000 | 11,088,000 | 15,271,000 |
| Interest expense | 1,059,000 | 2,283,000 | 3,642,000 | 5,195,000 |
| Net interest income | 2,471,000 | 4,916,000 | 7,446,000 | 10,076,000 |
| Noninterest income | 888,000 | 1,516,000 | 2,096,000 | 2,650,000 |
| Noninterest expense | 2,162,000 | 4,349,000 | 6,533,000 | 8,760,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,113,000 | 1,942,000 | 2,838,000 | 3,765,000 |
| Income tax | -19,000 | -14,000 | -9,000 | 40,000 |
| Net income | 1,132,000 | 1,956,000 | 2,847,000 | 3,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,096,000 | 24,770,000 | 25,395,000 | 25,419,000 |
| Total capital | 27,732,000 | 27,537,000 | 28,148,000 | 28,230,000 |
| Risk-weighted assets | 210,764,000 | 222,735,000 | 220,200,000 | 224,832,000 |
Machine access — free, no API key
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