Call reports 2026
WOODFORD STATE BANK — 2026
What WOODFORD STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 509,650,000 | 523,354,000 |
| Total loans | 379,521,000 | 394,957,000 |
| Allowance for loan losses | 2,352,000 | 2,468,000 |
| Securities available for sale | 94,415,000 | 94,431,000 |
| Securities held to maturity | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 |
| Total deposits | 393,758,000 | 406,072,000 |
| Interest-bearing deposits | 337,559,000 | 347,209,000 |
| Noninterest-bearing deposits | 56,199,000 | 58,863,000 |
| Equity capital | 32,783,000 | 33,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,912,000 | 14,058,000 |
| Interest expense | 2,239,000 | 4,556,000 |
| Net interest income | 4,673,000 | 9,502,000 |
| Noninterest income | 438,000 | 926,000 |
| Noninterest expense | 3,007,000 | 6,177,000 |
| Provision for loan losses | 150,000 | 500,000 |
| Pretax income | 1,981,000 | 3,803,000 |
| Income tax | 7,000 | 15,000 |
| Net income | 1,974,000 | 3,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,929,000 | 42,918,000 |
| Total capital | 45,409,000 | 45,513,000 |
| Risk-weighted assets | 401,034,000 | 417,603,000 |