Call reports 2024
WOODFORD STATE BANK — 2024
What WOODFORD STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 435,406,000 | 441,130,000 | 452,264,000 | 452,694,000 |
| Total loans | 311,395,000 | 319,510,000 | 325,704,000 | 331,521,000 |
| Allowance for loan losses | 1,959,000 | 2,013,000 | 2,067,000 | 2,317,000 |
| Securities available for sale | 90,514,000 | 89,345,000 | 92,936,000 | 91,113,000 |
| Securities held to maturity | 2,200,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,219,000 | 343,530,000 | 344,870,000 | 362,505,000 |
| Interest-bearing deposits | 288,050,000 | 293,739,000 | 296,779,000 | 309,581,000 |
| Noninterest-bearing deposits | 51,169,000 | 49,791,000 | 48,091,000 | 52,924,000 |
| Equity capital | 21,301,000 | 21,168,000 | 23,384,000 | 20,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,135,000 | 10,575,000 | 16,286,000 | 22,346,000 |
| Interest expense | 2,153,000 | 4,372,000 | 6,692,000 | 9,038,000 |
| Net interest income | 2,982,000 | 6,203,000 | 9,594,000 | 13,308,000 |
| Noninterest income | 369,000 | 728,000 | 1,136,000 | 1,520,000 |
| Noninterest expense | 2,656,000 | 5,301,000 | 8,003,000 | 10,571,000 |
| Provision for loan losses | 50,000 | 100,000 | 2,150,000 | 3,200,000 |
| Pretax income | 605,000 | 1,484,000 | 531,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 605,000 | 1,484,000 | 531,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,593,000 | 35,465,000 | 34,007,000 | 33,981,000 |
| Total capital | 37,669,000 | 37,595,000 | 36,191,000 | 36,425,000 |
| Risk-weighted assets | 340,260,000 | 347,914,000 | 352,983,000 | 358,616,000 |