Call reports 2023
WOODFORD STATE BANK — 2023
What WOODFORD STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 401,607,000 | 412,304,000 | 418,692,000 | 442,468,000 |
| Total loans | 272,957,000 | 288,061,000 | 296,146,000 | 303,017,000 |
| Allowance for loan losses | 2,130,000 | 1,995,000 | 1,998,000 | 1,918,000 |
| Securities available for sale | 96,060,000 | 93,100,000 | 89,116,000 | 93,183,000 |
| Securities held to maturity | 2,200,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,980,000 | 318,154,000 | 324,362,000 | 342,079,000 |
| Interest-bearing deposits | 273,337,000 | 269,351,000 | 275,214,000 | 290,029,000 |
| Noninterest-bearing deposits | 46,643,000 | 48,803,000 | 49,148,000 | 52,050,000 |
| Equity capital | 21,128,000 | 20,378,000 | 16,400,000 | 22,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,058,000 | 8,507,000 | 12,978,000 | 17,964,000 |
| Interest expense | 912,000 | 2,141,000 | 3,743,000 | 5,863,000 |
| Net interest income | 3,146,000 | 6,366,000 | 9,235,000 | 12,101,000 |
| Noninterest income | 335,000 | 674,000 | 1,037,000 | 1,327,000 |
| Noninterest expense | 2,491,000 | 5,041,000 | 7,702,000 | 10,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 857,000 | 1,849,000 | 2,473,000 | 3,100,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 0 |
| Net income | 851,000 | 1,837,000 | 2,455,000 | 3,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,169,000 | 35,091,000 | 35,385,000 | 36,036,000 |
| Total capital | 37,399,000 | 37,198,000 | 37,495,000 | 38,071,000 |
| Risk-weighted assets | 312,635,000 | 324,287,000 | 337,007,000 | 337,865,000 |