Call reports 2022
WOODFORD STATE BANK — 2022
What WOODFORD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 393,591,000 | 379,088,000 | 382,346,000 | 394,798,000 |
| Total loans | 210,987,000 | 238,425,000 | 245,928,000 | 260,375,000 |
| Allowance for loan losses | 2,116,000 | 2,122,000 | 2,126,000 | 2,130,000 |
| Securities available for sale | 114,093,000 | 109,148,000 | 103,615,000 | 103,534,000 |
| Securities held to maturity | 2,200,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,458,000 | 311,937,000 | 312,523,000 | 316,549,000 |
| Interest-bearing deposits | 266,910,000 | 260,852,000 | 260,345,000 | 264,166,000 |
| Noninterest-bearing deposits | 52,548,000 | 51,085,000 | 52,178,000 | 52,383,000 |
| Equity capital | 27,684,000 | 21,706,000 | 17,629,000 | 19,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 6,188,000 | 9,697,000 | 13,648,000 |
| Interest expense | 373,000 | 747,000 | 1,197,000 | 1,816,000 |
| Net interest income | 2,547,000 | 5,441,000 | 8,500,000 | 11,832,000 |
| Noninterest income | 811,000 | 1,191,000 | 1,565,000 | 1,926,000 |
| Noninterest expense | 2,193,000 | 4,719,000 | 7,294,000 | 9,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,190,000 | 1,943,000 | 2,788,000 | 3,788,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 1,184,000 | 1,931,000 | 2,770,000 | 3,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,333,000 | 33,968,000 | 34,267,000 | 35,282,000 |
| Total capital | 36,449,000 | 36,090,000 | 36,393,000 | 37,412,000 |
| Risk-weighted assets | 269,569,000 | 286,080,000 | 292,720,000 | 301,306,000 |