Call reports 2021
WOODFORD STATE BANK — 2021
What WOODFORD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 314,568,000 | 326,545,000 | 335,684,000 | 371,496,000 |
| Total loans | 197,291,000 | 201,062,000 | 188,998,000 | 198,700,000 |
| Allowance for loan losses | 2,690,000 | 2,692,000 | 2,696,000 | 2,115,000 |
| Securities available for sale | 84,496,000 | 79,347,000 | 94,623,000 | 107,824,000 |
| Securities held to maturity | 2,200,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,966,000 | 252,335,000 | 262,325,000 | 289,296,000 |
| Interest-bearing deposits | 208,257,000 | 220,468,000 | 226,314,000 | 250,121,000 |
| Noninterest-bearing deposits | 33,709,000 | 31,867,000 | 36,011,000 | 39,175,000 |
| Equity capital | 27,163,000 | 27,410,000 | 26,646,000 | 35,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,455,000 | 6,714,000 | 9,465,000 | 12,262,000 |
| Interest expense | 369,000 | 741,000 | 1,132,000 | 1,516,000 |
| Net interest income | 3,086,000 | 5,973,000 | 8,333,000 | 10,746,000 |
| Noninterest income | 696,000 | 1,087,000 | 1,540,000 | 1,951,000 |
| Noninterest expense | 1,867,000 | 3,895,000 | 5,935,000 | 7,945,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 2,109,000 | 3,855,000 | 4,628,000 | 5,863,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 2,106,000 | 3,849,000 | 4,619,000 | 5,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,270,000 | 26,414,000 | 26,454,000 | 35,686,000 |
| Total capital | 28,960,000 | 29,106,000 | 29,150,000 | 37,801,000 |
| Risk-weighted assets | 226,377,000 | 228,469,000 | 230,059,000 | 248,946,000 |