Call reports 2019
WOODFORD STATE BANK — 2019
What WOODFORD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,267,000 | 239,160,000 | 246,226,000 | 254,520,000 |
| Total loans | 156,071,000 | 166,288,000 | 175,812,000 | 169,933,000 |
| Allowance for loan losses | 2,721,000 | 2,723,000 | 2,724,000 | 2,722,000 |
| Securities available for sale | 20,005,000 | 20,743,000 | 20,150,000 | 22,067,000 |
| Securities held to maturity | 33,605,000 | 32,788,000 | 32,171,000 | 31,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,468,000 | 188,286,000 | 188,844,000 | 196,887,000 |
| Interest-bearing deposits | 155,411,000 | 160,804,000 | 167,348,000 | 173,916,000 |
| Noninterest-bearing deposits | 35,057,000 | 27,482,000 | 21,496,000 | 22,971,000 |
| Equity capital | 21,417,000 | 21,570,000 | 22,295,000 | 23,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 5,026,000 | 7,755,000 | 10,576,000 |
| Interest expense | 318,000 | 728,000 | 1,208,000 | 1,698,000 |
| Net interest income | 2,101,000 | 4,298,000 | 6,547,000 | 8,878,000 |
| Noninterest income | 232,000 | 560,000 | 878,000 | 1,098,000 |
| Noninterest expense | 1,384,000 | 2,844,000 | 4,259,000 | 5,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,020,000 | 2,072,000 | 3,230,000 | 4,204,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 4,000 |
| Net income | 1,017,000 | 2,066,000 | 3,221,000 | 4,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,213,000 | 21,102,000 | 21,619,000 | 22,605,000 |
| Total capital | 23,365,000 | 23,373,000 | 24,006,000 | 24,966,000 |
| Risk-weighted assets | 171,609,000 | 181,285,000 | 190,647,000 | 188,513,000 |