Call reports 2018
WOODFORD STATE BANK — 2018
What WOODFORD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 221,635,000 | 223,853,000 | 225,039,000 | 229,846,000 |
| Total loans | 146,381,000 | 149,486,000 | 151,284,000 | 154,373,000 |
| Allowance for loan losses | 2,684,000 | 2,688,000 | 2,690,000 | 2,723,000 |
| Securities available for sale | 12,462,000 | 14,789,000 | 14,858,000 | 17,772,000 |
| Securities held to maturity | 35,581,000 | 36,949,000 | 36,083,000 | 34,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,824,000 | 193,120,000 | 190,338,000 | 193,066,000 |
| Interest-bearing deposits | 157,776,000 | 158,113,000 | 152,865,000 | 158,524,000 |
| Noninterest-bearing deposits | 32,048,000 | 35,007,000 | 37,473,000 | 34,542,000 |
| Equity capital | 19,489,000 | 19,474,000 | 19,697,000 | 20,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,495,000 | 6,803,000 | 9,165,000 |
| Interest expense | 196,000 | 404,000 | 632,000 | 912,000 |
| Net interest income | 1,961,000 | 4,091,000 | 6,171,000 | 8,253,000 |
| Noninterest income | 258,000 | 975,000 | 1,224,000 | 1,550,000 |
| Noninterest expense | 1,343,000 | 2,890,000 | 4,272,000 | 5,744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 876,000 | 2,176,000 | 3,123,000 | 4,038,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 13,000 |
| Net income | 875,000 | 2,174,000 | 3,119,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,544,000 | 19,855,000 | 20,202,000 | 21,110,000 |
| Total capital | 21,573,000 | 21,912,000 | 22,279,000 | 23,292,000 |
| Risk-weighted assets | 161,669,000 | 163,945,000 | 165,570,000 | 174,087,000 |