Call reports 2017
WOODFORD STATE BANK — 2017
What WOODFORD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,311,000 | 207,263,000 | 212,364,000 | 221,690,000 |
| Total loans | 136,262,000 | 142,259,000 | 146,191,000 | 142,163,000 |
| Allowance for loan losses | 2,877,000 | 2,909,000 | 2,779,000 | 2,614,000 |
| Securities available for sale | 7,632,000 | 7,357,000 | 8,220,000 | 11,019,000 |
| Securities held to maturity | 33,143,000 | 32,648,000 | 32,550,000 | 33,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,301,000 | 179,169,000 | 181,102,000 | 189,992,000 |
| Interest-bearing deposits | 148,805,000 | 153,124,000 | 152,285,000 | 155,577,000 |
| Noninterest-bearing deposits | 28,496,000 | 26,045,000 | 28,817,000 | 34,415,000 |
| Equity capital | 18,676,000 | 18,444,000 | 18,740,000 | 19,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 4,006,000 | 6,084,000 | 8,202,000 |
| Interest expense | 153,000 | 318,000 | 490,000 | 677,000 |
| Net interest income | 1,831,000 | 3,688,000 | 5,594,000 | 7,525,000 |
| Noninterest income | 219,000 | 439,000 | 661,000 | 936,000 |
| Noninterest expense | 1,277,000 | 2,570,000 | 3,833,000 | 5,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,557,000 | 2,422,000 | 3,301,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 770,000 | 1,552,000 | 2,414,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,456,000 | 18,191,000 | 18,502,000 | 19,369,000 |
| Total capital | 20,323,000 | 20,130,000 | 20,485,000 | 21,365,000 |
| Risk-weighted assets | 148,376,000 | 154,205,000 | 157,876,000 | 159,067,000 |